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Either you make your minimum payment or your creditor will take steps to make you do so.
The simple fact is that the only way you can get in the good graces of your creditor is by paying what you owe.
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But making a partial or “good faith” payment does not mean your creditor will go easier on you.
“Amazon’s hiring.” See his post for the full explanation, complete with charts that help make his case.Your creditor gets rid of the bad accounts by selling them to a collection agency (or by taking your home or car through a foreclosure or repossession) and then writing the loss off as a bad debt.Your credit report then shows your debt as “charged off.” (Learn more about charged-off debts.) Even so, in most cases you still must pay what you owe (though not in all cases.) Overall, however, throughout this process your creditor does not care whether you are doing your financial best or not.Man with brown hair, with bald hair, with green eyes, stocky, white, single, with none children, for friendship, avec bachelor's, education , agnostic, who occasionally smokes, who occasionally drinks Seattle, King County, Washington Just ask.:-) Really into British accents.I'm going through a personal "refurbishing" currently - long story...
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